The City of Jersey Village and Harris County have been issued new Flood Insurance Rate Maps (FIRM’s), which went into effect June 9, 2014. These maps do not reflect the changes that the Harris County Flood Control District has made in our area; it just shows some corrections to the last effective map dated June 18th, 2007. The city has copies of the new floodplain maps, as well as all the previous maps issued, and we will be glad to see if your property will be affected.
Standard homeowners’ insurance policies do not cover losses due to floods. Because the City of Jersey Village is a participant in the National Flood Insurance Program, it is possible for property owners to obtain federally backed flood insurance. You also can insure the contents of your home from flooding. This insurance is available to any owner of insurable property in the city, regardless of whether or not the property is located in a floodplain.
In order for the insurance agents to determine the full risk-rate for your flood insurance, you will need an Elevation Certificate. Elevation Certificates, which are prepared by a licensed surveyor, identifies the elevation of the lowest floor of your house, as well as the base flood elevation. They can help reduce your insurance premiums if it shows that your finished floor elevation is higher than the base flood elevation.
Remember that you need to obtain permits for most work done throughout Jersey Village, not just in the floodplain. This includes, but not limited to, fencing, ancillary structures, grading and fill, additions to garages or homes. If you have a question about whether or not you need a permit for work you plan to do, just call the Permit Department at 713-466-2110 or stop by City Hall.
Substantial improvement is defined as any reconstruction, rehabilitation, addition, or other improvement to a building, the cost of which equals or exceeds 50% of the market value of the building before the start of construction of the improvement. The City of Jersey Village requires that any building that has been damaged by fire or other causes, or has been substantially improved, shall be rebuilt in conformity with this article, as though it were a new building.
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Welcome to the City of Jersey Village Comprehensive Plan Homepage!
The City of Jersey Village last updated its Comprehensive Plan in 1989. The City is currently updating its existing plan led by urban planning consultants Freese and Nichols, Inc. This planning effort will provide goals, objectives, recommendations, and action items for the City’s growth and development for the next 10-20 years. The Plan will be specific to Jersey Village, incorporating realistic recommendations and strategies that will help shape the City’s future as it redevelops. Please visit this page during the planning process for information and learn how you can participate in planning your City’s future.
Home repairs and elevation in Jersey Village, Texas
Although Jersey City residents were spared from the worst flooding during Hurricane Harvey in 2017, the area is no stranger to flooding incidents that damage homes and displace families.
Because the area is prone to flooding, it’s important for residents to take the necessary steps to protect their homes and their families, and go further than just purchasing flood insurance. You can prepare your house and make sure that it’s less likely to flood by elevating or raising your home.
Why should I raise my home?
If you’re a resident of Jersey Village who wants to protect your home against future floods, raising your home is one of the more drastic measures you can take. However, raising your home a few inches can make a world of difference, especially in an area that’s not particularly prone to flooding like Jersey Village.
House raising is the process of temporarily separating a building from its foundation and raising it up, in this case, to meet required Flood Protection Elevations (FPE). We’ve helped residents all across Texas raise their homes in order to keep themselves even safer from potential flooding, and we can help you determine whether or not this method is right for you and your family.
How much will it cost to raise my home?
The cost of raising your home is dependent on many factors, including the size of your home, how much you want it raised, the weight of your home, permit costs, and other miscellaneous costs. It is an intensive process, but one that’s fairly short to implement – most homes can be raised in a day – it’s the prep work that tends to take longer.
To prepare for the cost of the home raising, be sure that you’re aware of any permit costs in your area that you’ll need to pay up front. The permit fees can range widely – so it’s best to seek out an estimate long before your project begins. Our group can help determine what the cost of the overall labor and construction will be once we assess your home and check out the area that we’re working with. We are always transparent about costs – contact us for a free consultation before we begin.
Does raising my home protect against floods?
Raising your home can give you more peace of mind when it comes to preparing for floods. Of all of the ways that you can prepare your home, raising or elevating it is the most intensive way that you can be ready in the case of a flood or accident. Especially in low areas, raising your home can help substantially protect your home from water damage. It also keeps you and your family in your home, instead of moving away, and can potentially raise your home value down the road.
If you’re considering raising your home but you still have a few more questions, don’t hesitate to reach out to us to learn more about the pros and cons, potential costs, and a timeline for your specific project.